Hint: Mutant vat torture:
Bring an NPC through the mutant vats from the watershed mutant in Necropolis. Load him up with your weapons, armor, stimpacks (save 5-10 in your inventory), and ammo, but do not bring everything. When Harry takes you to the vats and the torture begins, use the stimpacks in inventory to heal in between the torture sessions. Take your items back from the NPC after returning to your room.